POSTAL LIFE INSURANCE CHANGES AND WHAT YOU NEED TO KNOW

Your postal life insurance changes as you age. Are you paying too much?

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Serving Postal employees for 12 years

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Personal attention

Why you should consider replacing your FEGLI (postal life insurance):

Most postal employees sign up for postal life insurance when they start with the postal service. Many of them are young and the FEGLI program is great when you are young. If you are 55 or older and a non-smoker, you are definitely paying too much.

The company behind the FEGLI program has to accept every employee. How can they afford to insure those that are ill or have very poor health? They OVER-CHARGE those that are healthy. If you are healthy you are SUBSIDIZING the sick employees.

What are the real numbers? Your FEGLI rates will increase 1500% over a normal career. How much money do you get back if you were to cancel that coverage . . . ZERO.

Your free review includes:

  • Analysis of your current amount and cost of your postal life insurance.
  • Projected cost of your life insurance as you age.
  • Review of alternative options that may be cheaper or provide better coverage.
  • We can also help provide coverage for your spouse as well if needed.
  • Assist you in filling out the paperwork needed to cancel your postal life insurance if and after we have secured a new better plan for you.

What kind of plan can you get outside the postal service?

Life insurance has progressed over the last few decades and they are offering more coverage. Any plan we may offer will NEVER increase in cost. In addition to paying benefits to your beneficiaries in the event of your death, our plans also come with benefits you can use WHILE YOU ARE STILL LIVING!

The postal life insurance plan only pays your beneficiaries in the event of your death. Our plans can and will pay if you have cancer, heart attack, or stroke. Many employees look at this as a way to cover long term care concerns. Instead of paying for a separate cancer, stroke or heart attack plan you can get all of this combined into one affordable plan.

A+

Insurance Companies

All companies that we may consider for your new life insurance plan are A+ rated and have been in business for 100 years or more.

FEGLI Information

Understand your benefits

Planning for your future

Take ownership of your financial future
We have helped thousands of postal employees save money. With over 11 years of experience, we know postal employee benefits and can help you make the right decisions.
We have an A+ rating from the Better Business Bureau.

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